1.
Sondang MB. The Impact of Bad Credit on Debtor and Creditor Accountability in Fiduciary-Based Bussiness Financing . GRFM [Internet]. 2025 Mar. 5 [cited 2026 Aug. 8];5(1):75-87. Available from: https://www.goldenratio.id/index.php/grfm/article/view/883