Puspitasari, Ayu, and M. Muslim. “Understanding Financial Decision-Making in Corporations: A Qualitative Inquiry into Leverage, Market Efficiency, and Financial Policy Implications”. Golden Ratio of Finance Management 4, no. 1 (March 31, 2023): 45–55. Accessed June 12, 2026. https://www.goldenratio.id/index.php/grfm/article/view/465.