Anggara, Bayu, and Agus Satya Djamaluddin. “Empowering Entrepreneurs: Financial Strategies for Community-Based SME”. Golden Ratio of Community Services and Dedication 4, no. 2 (July 30, 2024): 69–80. Accessed June 17, 2026. https://www.goldenratio.id/index.php/grcsd/article/view/591.