SUGIHARTO, Bambang; HARKIM, H.; PANDIANGAN, Jenny Ester; GAOL, Nickytha Linch De Hans Lumban. The Role of Islamic Financial Technology in Strengthening MSME Resilience and Ethical Financing . Golden Ratio of Auditing Research, [S. l.], v. 6, n. 1, p. 425–435, 2025. DOI: 10.52970/grar.v6i1.1811. Disponível em: https://www.goldenratio.id/index.php/grar/article/view/1811. Acesso em: 4 sep. 2026.